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Personal Loan

Unsecured loans (called signature loans) are advanced on the basis of the borrower's credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.

What is Personal Loan?

Personal loans are one of many types of loans you can borrow from a bank. These loans are typically general purpose loans that you can use at your discretion for things like consolidating debt or paying for an unexpected expense or small home improvement project. Personal loans are often more difficult to get and have strict qualification requirements.

Why Personal Loan?

chose us

Easily Available

Getting a personal loan is not a tough task. Personal loans are offered at reasonable interest rates by almost all banks and financial institutions. It is easy and convenient to get these loans in comparison to other types of loans.

No Agent or Middleman Involved

In order to get a personal loan you do not have to approach a middle man or an agent. This avoids unnecessary delays and expenses. You can directly approach the bank or financial institution for the purpose.

Unsecured Loan

As stated earlier, personal loan is an unsecured loan. There is no collateral security required in order to get this loan. All that is required is your ability to pay back the money. You are not required to mortgage any of your assets or provide for any kind of guarantee. One the lending institution become sure of your re-payment ability, they process the loan.

All Purpose Loan

Personal loan is such where it is not mandatory for you to specify the cause for which you are to use the money. You can use the amount credited in your name for any purpose. It is at your discretion to decide what you have to do with the money.

Documents required for Personal Loan:

Bank Statements

Salary account bank statement of the last 3 months

Employment Proof

Employee ID Card

Identity Proof (Any one of the below)

Passport / Voters ID card / Driving license / PAN card

Address Proof (Any one of the below)

Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

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