Credit Card

A small plastic card issued by a bank, building society, etc., allowing the holder to purchase goods or services on credit.

What is Credit Card?

A credit card is a card that allows you to borrow money in small amounts at local merchants. You use the card to make your basic transactions.The credit card company then charges you interest on your purchases, though there is generally a grace period of approximately thirty days before interest is charged if you do not carry your balance over from month to month.

Why Avail Credit Card?
Maintain Living Standards

Record Keeping

Credit card statements can help you track your expenses. Some cards even provide year-end summaries that really help out at tax time.

Low on Price


Credit cards can save you time and trouble--no searching for an ATM or keeping cash on-hand.

Rider Benefits

Low-Cost Loans

You can use revolving credit to save today (e.g., at a one-day sale), when available cash is a week away.

Tax Benefits

Instant Cash

Cash advances are quick and convenient, putting cash in your hand when you need it.


• Primary cardholder between the age of 18 and 70 years

• Add-on cardholder should be over 15 years

• Resident of India or Non-Resident Indian

Keep Your Documents Ready:


PAN card photocopy or Form 60


Colour photograph


Latest payslip/Form 16/IT return copy as proof of income


Residence proof (any one of the following)


Passport , Ration Card , Electricity bill , Landline Telephone bill , Identity proof , Driving License , Aadhar card

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