We all know that debt is a stressful and often hefty burden which many carry (often for far too long). So, people often struggle to find ways to pay debt off, especially with the many commitments which life… Read More »
Investors always on the lookout for the top investment options where they can get high returns as fast as possible with minimum risk of losing the principal amount in India. The truth is what we mostly dreamed of even though it is not said loud. The reality is there is no investment option in this… Read More »
Having enough amount of money at the right time for what you intend to do is like a dream come true. Therefore tenants of personal finance talk about creation and execution of financial plan for financial well-being of an individual. What you plan today may not work next year, as your needs change, your cash-flow… Read More »
Do you know what is insurance? Insurance is spreading of risk – unexpected financial losses for some of the participants from a common fund formed out of contributions of the total participants, and where all participants are equally exposed to the same loss. Again if we talk about Health Insurance, it is… Read More »
You are aware of the obligation to file tax returns on time. What about ensuring timely compliance with payment of tax during the year? One thing is that the tax laws cast an added responsibility on taxpayers to pay a specified percentage of tax by way of periodic payments during the year. Such… Read More »
Have you invested in a mutual fund scheme till date? If not, you are not trendy for sure. You should know the fact that the idea behind most investments is wealth creation over a long period of time. But not many make it to the wealthy end. There are various reasons behind… Read More »
The utterance of the word “tax” emits a negative feeling in most people. It is not only about the realms of the real world, but in the iconic Bollywood film Lagaan that was based on a fictional story dating a century back, the protagonist had a “fear of paying tax”. Well over the years, terms… Read More »
A bitter truth but getting over the loss of a loved one is tough. In cases where the departed has dependents, life insurance helps tide over the financial burden they may face. Therefore, it’s important to know how to claim the insurance benefits upon the death of a loved one. So,… Read More »
One of the most important questions that almost every investor has in mind is what instrument will get him the maximum rate of returns? Is it the right question to ask? So, the basic tenets of personal finance advice individuals to start with introspection. You should start with your financial goal and… Read More »
Credit cards can be considered as one of the fastest ways to make purchases without worrying about a cash crunch. According to the TransUnion CIBIL Industry Insights Report for Q3 2018, the number of consumers with access to a bank card reached an all-time high of 36.9 million in Q3 2018 and has grown by… Read More »